> For the complete documentation index, see [llms.txt](https://square1-hello.gitbook.io/square-1/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://square1-hello.gitbook.io/square-1/decentralized-finance/defi-products/credit.md).

# Lending

How does crypto create new forms of capital creation?

## Debt

Debt systems allow people to provide liquidity to pools to be borrowed at variable interest rates. The examples here generally ask for some form of collateral in order to complete the debt exchange.

{% embed url="<https://www.maple.finance/>" %}

{% embed url="<https://app.aave.com/markets>" %}

{% embed url="<https://compound.finance/>" %}

{% embed url="<https://makerdao.com/en/>" %}

## Credit

Credit systems generally refer to uncollateralized methods of capital creation.&#x20;

{% embed url="<https://union.finance/>" %}