# Lending

## Debt

Debt systems allow people to provide liquidity to pools to be borrowed at variable interest rates. The examples here generally ask for some form of collateral in order to complete the debt exchange.

{% embed url="<https://www.maple.finance/>" %}

{% embed url="<https://app.aave.com/markets>" %}

{% embed url="<https://compound.finance/>" %}

{% embed url="<https://makerdao.com/en/>" %}

## Credit

Credit systems generally refer to uncollateralized methods of capital creation.&#x20;

{% embed url="<https://union.finance/>" %}


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